Financial Statements

CAPITAL AND LIABILITIES

PROPERTY AND ASSETS

AS AT 31-3-2024

PARTICULARS

SCH NO.

AS AT 31-3-2025

AS AT 31-3-2024

PARTICULARS

SCH NO.

AS AT 31-3-2025

Rs.

Rs.

Rs.

Rs.

861,912,316.72

CAPITAL

1

1,026,157,555.54

109,477,583.00

CASH

8

83,475,370.00

1,271,506,817.40

RESERVE FUND AND OTHER RESERVES

2

1,378,541,688.39

1,003,051,555.50

BALANCES WITH OTHER BANKS

9

1,033,354,287.11

-

PRINCIPAL/SUBSIDIARY STATE

3

-

400000000

MONEY AT CALL AND SHORT NOTICE

500000000.00

PARTNERSHIP FUND ACCOUNT

15,281,707,341.01

DEPOSITS AND OTHER ACCOUNTS

4

16,242,910,472.05

5,774,642,354.84

INVESTMENTS

10

5,621,922,965.84

9,269,789,065.00

BORROWINGS

5

11,612,301,702.00

-

INVESTMENT OUT OF THE PRINCIPAL /

11

-

SUBSIDIARY STATE PARTNERSHIP FUNDS

-

BILLS FOR COLLECTION BEING BILLS

-

19,321,125,344.00

ADVANCES

12

22,741,981,622.87

RECEIVABLE (As per Contra)

-

BRANCH ADJUSTMENTS

-

598,114,415.00

INTEREST RECEIVABLE

13

688,785,831.69

-

OVERDUE INTEREST RESERVE

-

-

BILLS RECEIVABLE  BEING BILLS FOR

-

COLLECTION (As per Contra)

342072950.92

INTEREST PAYABLE

329760365

-

BRANCH ADJUSTMENTS

-

828,645,944.50

OTHER LIABILITIES

6

799,678,673.26

512,474,393.67

PREMISES LESS DEPRECIATION

14

544,660,505.31

155,149,390.39

PROFIT AND LOSS

7

164,598,092.86

40,318,278.40

FURNITURE AND FIXTURES LESS

15

46,843,767.13

DEPRECIATION

-

-

251,579,901.53

OTHER ASSETS

16

292,924,199.11

-

NON-BANKING ASSETS ACQUIRED IN

-

SATISFACTION OF CLAIMS

28,010,783,825.94

TOTAL

31,553,948,549.06

28,010,783,825.94

TOTAL

31,553,948,549.06

For the year ended

Particulars

Sch No.

For the year ended

For the year ended

Particulars

Sch No.

For the year ended

3/31/2024

3/31/2025

3/31/2024

3/31/2025

Rs.

Rs.

Rs.

Rs.

1,389,470,556.86

INTEREST ON DEPOSITS, BORROWINGS, ETC

20

1,592,688,230.22

2,086,336,271.32

INTEREST AND DISCOUNT

18

2,155,239,369.88

209,902,427.61

SALARIES AND ALLOWANCES AND

21

240,287,811.29

61,272,091.41

COMMISSION, EXCHANGE AND BROKERAGE

53,291,951.20

PROVIDENT FUND

3,303,425.00

DIRECTORS' AND LOCAL COMMITTEE MEMBERS' FEES AND ALLOWANCES

22

992,250.00

-

INCOME FROM NON-BANKING ASSETS AND PROFIT FROM SALE OF OR DEALING WITH

-

SUCH ASSETS

31,489,056.14

RENT, TAXES, INSURANCE, LIGHTING, ETC

23

37,205,437.17

-

SUBSIDIES AND DONATIONS

-

159,800.00

LAW CHARGES

408,700.00

47,427,593.62

OTHER RECEIPTS

19

96,733,268.01

3,789,054.63

POSTAGE, TELEGRAMS AND TELEPHONE

24

744,510.69

CHARGES

1,000,000.00

AUDITOR'S FEES

1,000,000.00

18,123,548.57

DEPRECIATION ON AND REPAIRS TO

25

14,279,238.41

PROPERTY

5,514,654.78

STATIONERY, PRINTING AND

26

11,209,572.50

ADVERTISEMENT, ETC

272,337,376.00

PROVISIONS (INCLUDING INCOME TAX)

27

102,080,428.25

-

LOSS FROM SALE OF OR DEALING WITH

-

NON-BANKING ASSETS

104,796,666.37

OTHER EXPENDITURE

28

139,770,317.70

155,149,390.39

BALANCE OF PROFIT

164,598,092.86

2,195,035,956.35

TOTAL

2,305,264,589.09

2,195,035,956.35

TOTAL

2,305,264,589.09