Rate of Intrest on Loans
SI NO |
TYPES OF LOAN |
RATE OF INTEREST |
|
1 |
SALARY EARNERS LOAN |
12% |
|
2 |
PETTY TRADERS LOAN |
13% |
|
3 |
CONSUMER DURABLE LOAN |
17% |
|
4 |
GOLD LOAN |
9% |
|
5 |
VEHICLE LOAN TWO WHEELERS |
10% |
|
VEHICLE LOAN FOUR WHEELERS |
10.50% |
||
6 |
OVERDRAFT LOAN |
12% |
|
7 |
CASH CREDIT LOAN |
12% |
|
8 |
MEDIUM TERM LOAN |
13% |
|
9 |
KISAN CREDIT CARD |
UP TO 3 LAKH |
0% |
1 TO 3 LAKH |
0% |
||
ABOVE 3 |
10.00% |
||
10 |
HOUSING CONSTRUCTION LOAN |
UP TO 10 LAKH |
10.75% |
ABOVE 10 LAKH TO 25 LAKH |
10.75% |
||
11 |
COMMERCIAL COMPLEX CONSTRUCTION LOAN |
UPTO TO 10 LAKH |
11% |
ABOVE 10 LAKH TO 35 LAKH |
11% |
||
12 |
HOUSING PURCHASE/MORTIGAGE LOAN |
UP TO 25 LAKH |
10.75% |
13 |
COMMERCIAL COMPLEX PURCHASE/MORTIGAGE LOAN |
UP TO 35 LAKH |
12.50% |
Rate of Intrest on Deposites
SI NO |
|
30 TO 45 DAYS |
46 TO 90 DAYS |
91 TO 180 DAYS |
181 TO 365DAYS |
366 TO 500DAYS |
501 DAYS TO 2 YEAR |
2 YEARS TO 3 YEAR |
3 YEARS TO 5 YEAR |
5 YEARS TO 10 YEAR |
1 |
SENIOR CITIZEN |
3.50% |
4.25% |
5.20% |
6.50% |
7.30% |
8.10% |
7.60% |
7.40% |
7.50% |
2 |
COMMON CITIZEN |
3.50% |
4.25% |
5.20% |
6.00% |
6.80% |
7.60% |
7.10% |
6.90% |
7.00% |