TDS Rules

1. If customer get less than Rs.10000 interest then tax will not be deducted.
2. If customer didnot submits both PAN Card and 15G/15H then 20% tax will be deducted in case of interest paid is greater than Rs.10000.
3. If customer submits PAN Card without 15H/15G then 10% tax will be deducted in case of interest paid is greater than Rs.10000.
4. If customer submits only 15G/15H without PAN card then 20% tax will be deducted in case of interest paid is greater than Rs.10000.
5. If customer submits 15H/15G with PAN Card there is no tax will be deducted in case of interest paid is greater than Rs.10000.

PAN Card	15H/15G	TDS Rate
NO	NO	20%
YES	NO	10%
NO	YES	20%
YES	YES	0%